Primary Interest
The West Virginia legislature recently gave the thumbs up to a radical experiment in health care: doctor-run pay-in-advance plans that provide a family unlimited primary and urgent care for $125 a month. No insurance coverage is involved.
The West Virginia legislature recently gave the thumbs up to a radical experiment in health care: doctor-run pay-in-advance plans that provide a family unlimited primary and urgent care for $125 a month. No insurance coverage is involved. The primary care physicians are, in effect, providing the insurance of coverage and access to it-- which is why the legislature was urged to act. Insurance companies and regulators were concerned that patients might forgo comprehensive health coverage or get ripped off by an unscrupulous doctor who might take the prepaid fees and fail to provide service. With the passage of the law permitting pilot programs for three years, several insurance companies are looking into products that would complement the prepaid plans.