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Insurance No Longer Comes with Abortion Coverage in Michigan

Michigan residents who buy health coverage in the private marketplace after Thursday will not have access to abortion coverage, even if a pregnancy is the result of rape or incest.

Michigan residents who buy health coverage in the private marketplace after Thursday will not have access to abortion coverage, even if a pregnancy is the result of rape or incest.

 
On that day, a new state law goes into effect that prohibits insurance companies from covering abortion services unless customers purchase separate add-ons — called riders — to their insurance plans ahead of time.
 
No insurance companies will be offering those riders to new customers in the private marketplace after Thursday, according to the state’s Department of Insurance and Financial Services.
 
Insurers had to tell the state in February if they planned to offer and sell the abortion riders. Seven companies indicated they plan to do so but only as part of employer-based plans, department spokesman Caleb Buhs said.
 
That means anyone who purchases insurance as an individual — either inside or outside the new federal health-care exchange — will not be able to obtain coverage for abortion services.
Caroline Cournoyer is GOVERNING's senior web editor.