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How Long Must New Hires Work to Get Pension Benefits?

A recent Urban Institute analysis shows how many years new state workers will need to put in before earning pension benefits from their employers.

It’s going to be a long time before many younger state workers are able to reap the benefits of their pension systems.

A recent Urban Institute analysis finds employees hired at age 25 in half of traditional state and local systems must work 20 or more years to start receiving pension payments worth more than their contributions. For others, the wait extends 30 years or even longer.

The recent rounds of pension reforms widened the time period before many participating employees can begin earning employer-financed benefits. The Urban Institute argues that, for those disproportionally affected, this is cause for concern.

“We want these plans to keep up with the times and be appropriate with the modern labor force when people are changing jobs more frequently and working longer,” said Richard Johnson, who directs the Urban Institute’s retirement policy program.

Retirement eligibility is typically based on a combination of a person’s age and years of service. In most systems, shorter-tenured workers' contributions help subsidize benefits of longtime employees. Many of these short-term workers actually lose money because the interest from their pension plans is less than what they could earn by investing money on their own, Johnson said.

Much of the reforms state legislatures passed in recent years raised contribution rates, while others increased retirement ages. Such adjustments pushed up the number of service years plan participants need to begin accumulating benefits from their employers.

For the most part, younger workers incurred far greater benefit cuts than those nearing the end of their careers. The changes have prompted some public sector groups to warn that cuts could deter newcomers from entering public service. A Governing analysis of retirement data published earlier this year also found pension reforms contributed to sizable increases in employee retirements in at least six states.

The following chart, compiled by the Urban Institute, shows how much longer 25-year-old new hires will need to work before accumulating employer-financed benefits from 128 state plans subject to reforms.


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According to the Urban Institute’s Johnson, too many retirement systems aren’t distributing benefits fairly among members. “It’s important that even those who only stay on the job for 10 years get something out of the plan,” he said.

For some systems, the time it takes to accumulate employer-financed systems extends more than three decades. In Montana, 25-year-old employees hired after 2011 must work 36 years before accumulating employer-financed benefits from the state’s Public Employees’ Retirement System. New Ohio teachers of the same age retiring after 2026 will similarly need to work 35 years in order to earn employer-backed benefits from the State Teachers Retirement System of Ohio, according to Urban Institute calculations.

How systems are structured varies across occupations. The Urban Institute found new age-25 teaching hires must work a median of 24 years before receiving employer-financed benefits. For police and fire hires, it’s 18 years.

Because of some plans’ design, employees could see drastic swings in retirement benefits over the course of only one or two years. Police and fire pension plans, in particular, are notorious for such retirement benefit spikes. As a result, employees run the risk of losing out if they need to move or change jobs for various reasons.

The following table lists the years of service it takes to begin earning employer-financed benefits for 612 defined-benefit plans. Calculations shown are for employees hired at age 25, as computed by the Urban Institute using each plan’s adopted interest rate and inflation assumptions.



 



    
StatePension PlanYearsLink
South DakotaSouth Dakota Retirement System (Class B): State and local police and firefighters Retired before July 1, 20083View Plan Details
UtahTier 1 Noncontributory: General state government employees Hired after June 30, 1986 and before July 1, 20114View Plan Details
UtahTier 2 Public Employees Contributory Retirement System: General state government employees Hired after June 30, 20114View Plan Details
UtahTier 1 Noncontributory: Teachers Hired after June 30, 1986 and before July 1, 20114View Plan Details
UtahTier 2 Public Employees Contributory Retirement System: Teachers Hired after June 30, 20114View Plan Details
UtahTier 1 Noncontributory: General local government employees Hired after June 30, 1986 and before July 1, 20114View Plan Details
UtahTier 2 Public Employees Contributory Retirement System: General local government employees Hired after June 30, 20114View Plan Details
UtahTier 1 Public Safety: Noncontributory: Police and Fire Hired after June 30, 1989 and before July 1, 2011 (Public Safety: Non-Contributory)4View Plan Details
UtahTier 2 Public Safety and Firefighters Contributory Retirement System: Police and Fire Hired after June 30, 20114View Plan Details
ArkansasArkansas Public Employees Retirement Plan: General state government employees Hired after Jan. 1, 1978 and retire by June 30, 20075View Plan Details
ArkansasArkansas Public Employees Retirement Plan: General state government employees Hired on July 1, 19975View Plan Details
ArkansasArkansas Public Employees Retirement Plan: General local government employees Hired after Jan. 1, 1978 and retire by June 30, 20075View Plan Details
ArkansasArkansas Public Employees Retirement Plan: General local government employees Hired on July 1, 19975View Plan Details
ArkansasArkansas Public Employees Retirement Plan: Certain state and local public safety workers Hired after Jan. 1, 1978 and before July 1, 20055View Plan Details
ArkansasArkansas Local Police and Fire Retirement System: Local Police and Fire BP15View Plan Details
ArkansasArkansas State Police Retirement System: State Police Hired before April 3, 1997 (Tier 1)5View Plan Details
ArkansasArkansas State Police Retirement System: State Police Hired on or after April 3, 1997 (Tier 2)5View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Peace Officers and Firefighters (Firefighters): Firefighters Hired before January 15, 20115View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Peace Officers and Firefighters (Police): State peace officers Hired before January 15, 20115View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - California Highway Patrol: California Highway Patrol Officers Hired before January 15, 20115View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - Local Safety Members: Local police and firefighters Hired before January 1, 20125View Plan Details
ConnecticutConnecticut Municipal Employees Retirement System (CMERS) - Covered by Social Security: General local government employees covered by Social Security5View Plan Details
IndianaIndiana State Police Fund: State police Hired before July 1, 19875View Plan Details
MarylandMaryland State Retirement and Pension System: Law Enforcement Officers' Pension System: State and local law enforcement and firefighters Law Enforcement Officers' Pension System - Hired before Jan. 1, 2005 and did not move into alternative plan5View Plan Details
MissouriMissouri State Employees Retirement System: MSEP 2000: General state government employees Hired on or after July 1, 2000 and before Jan. 1, 20115View Plan Details
MissouriMissouri State Employees Retirement System: MSEP: General state government employees Hired on or after Aug. 28, 1997 and before July 1, 20005View Plan Details
MissouriMissouri State Employees Retirement System: MSEP: General state government employees Hired before Aug. 28, 19975View Plan Details
MissouriMissouri Dept of Transportation and Highway Patrol Employees' Retirement System (Closed Plan): State Police State Police - Closed plan, hired on or before Jan. 1, 19955View Plan Details
MissouriMissouri Dept of Transportation and Highway Patrol Employees' Retirement System (Closed Plan): State Police State Police - Closed plan, hired after Jan. 1. 1995 and before July 1, 20005View Plan Details
MontanaMunicipal Police Officer's Retirement System (MPORS): Local police officers Hired before July 1, 19755View Plan Details
MontanaMunicipal Police Officer's Retirement System (MPORS): Local police officers Hired on or after July 1, 1975 and before July 1, 19795View Plan Details
MontanaMunicipal Police Officer's Retirement System (MPORS): Local police officers Hired on or after July 1, 1979 and before July 1, 19975View Plan Details
New YorkNew York State and Local Police and Fire Retirement System: Local police officers and firefighters Hired on or after July 31, 1973 and before July 1, 2009 (Tier 2)5View Plan Details
New YorkNew York State and Local Police and Fire Retirement System: State police Hired on or after July 31, 1973 and before July 1, 2009 (Tier 2)5View Plan Details
OregonOregon Public Employees Retirement System: Tier One: General state government employees Hired before July 14, 19955View Plan Details
OregonOregon Public Employees Retirement System: Tier Two: General state government employees Hired on or after Jan. 1, 1996 and before Aug. 29, 20035View Plan Details
OregonOregon Public Employees Retirement System: OPSRP: General state government employees Hired on or after Aug. 28, 20035View Plan Details
OregonOregon Public Employees Retirement System: Tier One: General local government employees Hired before July 14, 19955View Plan Details
OregonOregon Public Employees Retirement System: Tier Two: General local government employees Hired on or after Jan. 1, 1996 and before Aug. 29, 20035View Plan Details
OregonOregon Public Employees Retirement System: OPSRP: General local government employees Hired on or after Aug. 28, 20035View Plan Details
OregonOregon Public Employees Retirement System: Tier One: Teachers Hired before July 14, 19955View Plan Details
OregonOregon Public Employees Retirement System: Tier Two: Teachers Hired on or after Jan. 1, 1996 and before Aug. 29, 20035View Plan Details
OregonOregon Public Employees Retirement System: OPSRP: Teachers Hired on or after Aug. 28, 20035View Plan Details
OregonOregon Public Employees Retirement System: Tier One: State and Local Police Officers and Firefighters Hired before July 14, 19955View Plan Details
OregonOregon Public Employees Retirement System: Tier Two: State and Local Police Officers and Firefighters Hired on or after Jan. 1, 1996 and before Aug. 29, 20035View Plan Details
OregonOregon Public Employees Retirement System: OPSRP: State and Local Police Officers and Firefighters Hired on or after Aug. 28, 20035View Plan Details
PennsylvaniaCommonwealth of Pennsylvania State Employees' Retirement System (SERS) - Class A (State Police): State police Hired before July 1, 20125View Plan Details
South DakotaSouth Dakota Retirement System (Class B): State and local police and firefighters Hired on or after July 1, 20085View Plan Details
TennesseeTennessee Consolidated Retirement System: General state government employees Hired on or after July 1, 19765View Plan Details
TennesseeTennessee Consolidated Retirement System: General local government employees Hired on or after July 1, 19765View Plan Details
TennesseeTennessee Consolidated Retirement System: Local police officers and firefighters Hired on or after July 1, 1976 (Local Police and Fire)5View Plan Details
TennesseeTennessee Consolidated Retirement System: State Police Hired on or after July 1, 1976 (State Police)5View Plan Details
WashingtonPublic Employees' Retirement System (PERS) - Plan 3: General state government employees Hired on or after March 1, 2002 and before May 1, 20135View Plan Details
WashingtonPublic Employees' Retirement System (PERS) - Plan 3: General state government employees Hired on or after May 1, 20135View Plan Details
WashingtonPublic Employees' Retirement System (PERS) - Plan 3: General local government employees Hired on or after Setember 1, 2002 and before May 1, 20135View Plan Details
WashingtonPublic Employees' Retirement System (PERS) - Plan 3: General local government employees Hired on or after May 1, 20135View Plan Details
WisonsinWisconsin Retirement System (WRS) - Fire: Police and Fire Retired before January 1, 2000 (Fire)5View Plan Details
WisonsinWisconsin Retirement System (WRS) - Fire: Police and Fire 20 YOS on January 1, 2000 (Fire)5View Plan Details
FloridaFlorida Retirement System Pension Plan: Special Risk Class: State and local police and firefighters Hired before July 1, 20116View Plan Details
WisonsinWisconsin Retirement System (WRS) - Fire: Police and Fire Hired after June 30, 2011 (Fire)6View Plan Details
MarylandMaryland State Retirement and Pension System: Retirement System for State Police: State Police Retirement System for State Police - Hired on or before June 30, 20117View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - California Highway Patrol: California Highway Patrol Officers Hired on or after January 15, 2011 and before January 1, 20138View Plan Details
MissouriMissouri Local Government Employees Retirement System (LAGERS): Option L7 (Police and Fire): Local fire and police LAGERS (Option L7)8View Plan Details
MissouriMissouri Local Government Employees Retirement System (LAGERS): Option L12 (Police and Fire): Local fire and police LAGERS (Option L12)8View Plan Details
MissouriMissouri Local Government Employees Retirement System (LAGERS): Option L6 (Police and Fire): Local fire and police LAGERS (Option L6)8View Plan Details
WisonsinWisconsin Retirement System (WRS) - Police/Sheriffs/Deputies: Police and Fire Retired before January 1, 2000 (Law Enforcement)8View Plan Details
WisonsinWisconsin Retirement System (WRS) - Police/Sheriffs/Deputies: Police and Fire 20 YOS on January 1, 2000 (Law Enforcement)8View Plan Details
WyomingWyoming Paid Firemen's Pension Plan B: Local firefighters Local firefighters hired on or after July 1, 19818View Plan Details
IndianaIndiana State Police Fund: State police Hired on or after July 1, 19879View Plan Details
MarylandMaryland State Retirement and Pension System: Law Enforcement Officers' Pension System: State and local law enforcement and firefighters Law Enforcement Officers' Pension System - Hired on or before June 30, 20119View Plan Details
WisonsinWisconsin Retirement System (WRS) - Police/Sheriffs/Deputies: Police and Fire Hired after June 30, 2011 (Law Enforcement)9View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Miscellaneous Members Tier 2: General state government employees Hired before January 15, 2011 (CalPERS, Tier 2)10View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Miscellaneous Members Tier 2: General state government employees Hired on or after January 15, 2011 and before January 1, 2013 (CalPERS, Tier 2)10View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Miscellaneous Members Tier 2: General state government employees Hired on or after January 1, 2013 (CalPERS, Tier 2)10View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Peace Officers and Firefighters (Firefighters): Firefighters Hired on or after January 15, 2011 and before January 1, 201310View Plan Details
ConnecticutConnecticut State Employees Retirement System (SERS) - Tier II: General state government employees Hired after July 1, 1984 and before July 1, 199710View Plan Details
ConnecticutConnecticut State Employees Retirement System (SERS) - Tier IIA: General state government employees Hired on or after July 1, 1997 and before July 1, 201110View Plan Details
GeorgiaEmployees' Retirement System of Georgia (ERS) - Old Plan: General state government employees Hired before July 1, 198210View Plan Details
GeorgiaEmployees' Retirement System of Georgia (ERS) - New Plan: General state government employees Hired on or after July 1, 1982 and before January 1, 200910View Plan Details
GeorgiaPeace Officers' Annuity and Benefit Fund of Georgia : Peace officers Hired before July 1, 201010View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Noncontributory Plan: General state government employees Hired on or after July 1, 1984 and before July 1, 200610View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Noncontributory Plan: General local government employees Hired on or after July 1, 1984 and before July 1, 200610View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Noncontributory Plan: Teachers Hired on or after July 1, 1984 and before July 1, 200610View Plan Details
IndianaIndiana Public Employees Retirement Fund: General state government employees10View Plan Details
IndianaIndiana Public Employees Retirement Fund: General local government employees10View Plan Details
IndianaIndiana StateTeachers Retirement Fund: Teachers10View Plan Details
LouisianaLouisiana State Police Retirement System: State police Hired before Jan. 1, 201110View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: General state government employees Hired on or after Jan. 1, 1979 and before Jan. 1, 198410View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: General state government employees Hired on or after Jan. 1, 1984 and before July 1, 199610View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: General state government employees Hired on or after July 1, 1996 and before April 1, 201210View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: General local government employees Hired on or after Jan. 1, 1979 and before Jan. 1, 198410View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: General local government employees Hired on or after Jan. 1, 1984 and before July 1, 199610View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: General local government employees Hired on or after July 1, 1996 and before April 1, 201210View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: Local police officers and firefighters Local police officers and firefighters - Hired on or after Jan. 1, 1979 and before Jan. 1, 198410View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: Local police officers and firefighters Local police officers and firefighters - Hired on or after Jan. 1, 1984 and before July 1, 199610View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: Local police officers and firefighters Local police officers and firefighters - Hired on or after July 1, 1996 and before April 1, 201210View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: Local police officers and firefighters Local police officers and firefighters - Hired on or after April 1, 201210View Plan Details
MassachusettsMassachusetts Teachers' Retirement System: Teachers Hired on or after Jan. 1, 1979 and before Jan. 1, 198410View Plan Details
MassachusettsMassachusetts Teachers' Retirement System: Teachers Hired on or after Jan. 1, 1984 and before July 1, 199610View Plan Details
MassachusettsMassachusetts Teachers' Retirement System: Teachers Hired on or after July 1, 1996 and before July 1, 200110View Plan Details
MichiganPublic School Employees' Retirement System - Basic: Teachers Hired before January 1, 1990 and retired before February 1, 201310View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Graded - Option 1: Teachers Hired after December 31, 1989 and before July 1, 2008 - 20 YOS on February 1, 2013 (Option 1)10View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Graded - Option 2: Teachers Hired after December 31, 1989 and before July 1, 2008 - 20 YOS on February 1, 2013 (Option 2)10View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Graded - Option 3: Teachers Hired after December 31, 1989 and before July 1, 2008 - 20 YOS on February 1, 2013 (Option 3)10View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Graded - Option 4: Teachers Hired after December 31, 1989 and before July 1, 2008 - 20 YOS on February 1, 2013 (Option 4)10View Plan Details
MichiganState Employees Retirement System - DB Plan: General state government employees Hired before March 31, 1997 and retired before April 1, 201210View Plan Details
MichiganState Employees Retirement System - DB Classified: General state government employees Hired before March 31, 1997 and 20 YOS on April 1, 201210View Plan Details
MichiganState Employees Retirement System - DB 30: General state government employees Hired before March 31, 1997 and 20 YOS on April 1, 201210View Plan Details
MichiganState Employees Retirement System - DB/DC Blend: General state government employees Hired before March 31, 1997 and 20 YOS on April 1, 201210View Plan Details
MinnesotaMinnesota State Patrol Retirement Fund: State Police Minnesota State Patrol Retirement Fund - Hired Before July 1, 201010View Plan Details
MinnesotaMinnesota State Patrol Retirement Fund: State Police Minnesota State Patrol Retirement Fund - Hired on or after July 1, 201010View Plan Details
MontanaMunicipal Police Officer's Retirement System (MPORS): Local police officers Hired on or after July 1, 199710View Plan Details
North DakotaNorth Dakota Public Employees Retirement System: Local police officers and firefighters10View Plan Details
New YorkNew York State and Local Employees' Retirement System: General state government employees Hired on or after April 1, 2012 (Tier 6)10View Plan Details
New YorkNew York State and Local Employees' Retirement System: General local government employees Hired on or after April 1, 2012 (Tier 6)10View Plan Details
New YorkNew York State and Local Police and Fire Retirement System: Local police officers and firefighters Hired on or after Jan. 9, 2010 and before April 1, 2012 (Tier 5)10View Plan Details
New YorkNew York State and Local Police and Fire Retirement System: Local police officers and firefighters Hired on or after April 1, 2012 (Tier 6)10View Plan Details
New YorkNew York State and Local Police and Fire Retirement System: State police Hired on or after Jan. 9, 2010 and before April 1, 2012 (Tier 5)10View Plan Details
New YorkNew York State Teachers' Retirement System: Teachers Hired on or after April 1, 2012 (Tier 6)10View Plan Details
WashingtonWashington Teachers' Retirement System (TRS) - Plan 3: Teachers Hired after June 30, 1996 and before May 1, 201310View Plan Details
WashingtonWashington Teachers' Retirement System (TRS) - Plan 3: Teachers Hired on or after May 1, 201310View Plan Details
AlabamaEmployees' Retirement System (ERS) - Tier 1 (State Police): State police Hired before January 1, 201311View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - California Highway Patrol: California Highway Patrol Officers Hired on or after January 1, 201311View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - Local Miscellaneous Members: General local government employees Hired before January 1, 201211View Plan Details
FloridaFlorida Retirement System Pension Plan: Special Risk Class: State and local police and firefighters Hired on or after July 1, 201111View Plan Details
LouisianaLouisiana Parochial Employees' Retirement System: Plan B: General local government employees Hired before Jan. 1, 2007 (PERSLA, Plan B)11View Plan Details
MarylandMaryland State Retirement and Pension System: Law Enforcement Officers' Pension System: State and local law enforcement and firefighters Law Enforcement Officers' Pension System - Hired after June 30, 201111View Plan Details
MarylandMaryland State Retirement and Pension System: Retirement System for State Police: State Police Retirement System for State Police - Hired after June 30, 201111View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Fixed - Option 1: Teachers Hired before January 1, 1990, elected MIP plan - 25 YOS on February 1, 2013 (Option 1)11View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Fixed - Option 2: Teachers Hired before January 1, 1990, elected MIP plan - 25 YOS on February 1, 2013 (Option 2)11View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Fixed - Option 3: Teachers Hired before January 1, 1990, elected MIP plan - 25 YOS on February 1, 2013 (Option 3)11View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Fixed - Option 4: Teachers Hired before January 1, 1990, elected MIP plan - 25 YOS on February 1, 2013 (Option 4)11View Plan Details
MinnesotaMinnesota State Employees Retirement Fund: General state government employees Hired on or after July 1, 201011View Plan Details
MinnesotaMinnesota State Employees Retirement Fund: General state government employees Hired on or after July 1, 1989 and before July 1, 201011View Plan Details
MinnesotaMinnesota State Employees Retirement Fund: General state government employees Hired before July 1, 198911View Plan Details
New YorkNew York State Teachers' Retirement System: Teachers Hired on or after July 27, 1976 and before Jan. 1, 2010 (Tiers 3 & 4)11View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Peace Officers and Firefighters (Firefighters): Firefighters Hired on or after January 1, 201312View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Peace Officers and Firefighters (Police): State peace officers Hired on or after January 15, 2011 and before January 1, 201312View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Peace Officers and Firefighters (Police): State peace officers Hired on or after January 1, 201312View Plan Details
ConnecticutConnecticut Municipal Employees Retirement System (CMERS) - Not Covered by Social Security: General local government employees not covered by Social Security12View Plan Details
DelawareDelaware State Employees' Pension Plan: General state government employees Hired on or after Jan. 1, 1997 and before Jan. 1, 201212View Plan Details
DelawareDelaware State Employees' Pension Plan: Teachers Hired on or after Jan. 1, 1997 and before Jan. 1, 201212View Plan Details
GeorgiaEmployees' Retirement System of Georgia (ERS) - GSEPS: General state government employees Hired on or after January 1, 200912View Plan Details
LousianaLouisiana Municipal Police Employees' Retirement System: Local police officers Hired before Jan. 1, 201312View Plan Details
LouisianaLouisiana State Police Retirement System: State police Hired on or after Jan. 1, 201112View Plan Details
MontanaFirefighters Unified Retirement System (FURS): Local firefighters Hired on or after July 1, 198112View Plan Details
New YorkNew York State and Local Employees' Retirement System: General state government employees Hired on or after July 27, 1976 and before Jan. 1, 2010 (Tiers 3 & 4)12View Plan Details
New YorkNew York State and Local Employees' Retirement System: General local government employees Hired on or after July 27, 1976 and before Jan. 1, 2010 (Tiers 3 & 4)12View Plan Details
PennsylvaniaCommonwealth of Pennsylvania State Employees' Retirement System (SERS) - Class A-3 (State Police): State police Hired on or after July 1, 2012 (Class A-3)12View Plan Details
PennsylvaniaPennsylvania Municipal Retirement System (PMRS): Police and Fire12View Plan Details
VirginiaVirginia Retirement System (VRS) - Plan 1: General state government employees Hired before July 1, 2010 and vested on January 1, 201312View Plan Details
VirginiaVirginia Retirement System (VRS) - Plan 1: General local government employees Hired before July 1, 2010 and vested on January 1, 201312View Plan Details
VirginiaVirginia Retirement System (VRS) - Plan 1: Teachers Hired before July 1, 2010 and vested on January 1, 201312View Plan Details
ArkansasArkansas Local Police and Fire Retirement System: Local Police and Fire BP213View Plan Details
FloridaFlorida Retirement System Pension Plan: Regular Class: General state government employees Hired before July 1, 201113View Plan Details
FloridaFlorida Retirement System Pension Plan: Regular Class: General local government employees Hired before July 1, 201113View Plan Details
FloridaFlorida Retirement System Pension Plan: Regular Class: Teachers Hired before July 1, 201113View Plan Details
North DakotaNorth Dakota Highway Patrolmen's Retirement System: State Police13View Plan Details
TexasLaw Enforcement and Custodial Officers Supplemental Retirement Fund: State law enforcement officers Hired before Sept. 1, 200913View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Miscellaneous Tier 1: General state government employees Hired before January 15, 2011 (CalPERS, Tier 1)14View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - Local Safety Members: Local police and firefighters Hired on or after January 1, 201214View Plan Details
DelawareDelaware County and Municipal Other Employees' Pension Plan: General local government employees14View Plan Details
IowaIowa Public Employees Retirement System (IPERS): Protection Occupations: Police and Fire14View Plan Details
MichiganPublic School Employees' Retirement System - Member Investment Plan (MIP) Plus: Teachers Hired after June 30, 2008 and before July 1, 2010 (MIP Plus)14View Plan Details
MississippiMississippi Highway Safety Patrol Retirement System: State Police State Police14View Plan Details
VirginiaVirginia Law Officers' Retirement System (VaLORS) - Plan 1: Police and Fire Hired after June 30, 2001 and before July 1, 2010 and vested on January 1, 201314View Plan Details
VermontVermont State Employees' Retirement System (Group C): State police and firefighters14View Plan Details
WashingtonWashington State Patrol Retirement System (WSPRS) - Plan 1: State police Hired before January 1, 200314View Plan Details
WyomingWyoming State Patrol, Game & Fish Warden and Criminal Investigator Pension Plan: State highway patrol14View Plan Details
ArkansasArkansas Local Police and Fire Retirement System: Local Police and Fire BP115View Plan Details
ArkansasArkansas Local Police and Fire Retirement System: Local Police and Fire BP215View Plan Details
GeorgiaPeace Officers' Annuity and Benefit Fund of Georgia : Peace officers Hired after June 30, 201015View Plan Details
IllinoisIllinois Municipal Retirement Fund: General local government employees Hired before Jan. 1, 2011 (Tier 1)15View Plan Details
LouisianaLouisiana Parochial Employees' Retirement System: Plan B: General local government employees Hired on or after Jan. 1, 2007 (PERSLA, Plan B)15View Plan Details
MissouriMissouri Local Government Employees Retirement System (LAGERS): Option L6: Local government employees LAGERS (Option L6)15View Plan Details
North CarolinaTeachers' and State Employees' Retirement System (TSERS): Police and Fire Hired before August 1, 201115View Plan Details
North CarolinaTeachers' and State Employees' Retirement System (TSERS): Police and Fire Hired after July 31, 201115View Plan Details
North CarolinaLocal Governmental Employees' Retirement System (LGERS): Police and Fire LGERS Police and Fire15View Plan Details
VirginiaState Police Officers' Retirement System (SPORS) - Plan 1: Police and Fire Hired before July 1, 2010 and vested on January 1, 201315View Plan Details
VirginiaPolitical Subdivision Employees Eligible for Enhanced Hazardous Duty Coverage (VRS) - Plan 1: Police and Fire Hired before July 1, 2010 and vested on January 1, 201315View Plan Details
KentuckyKentucky Employees Retirement System: Hazardous Members: State government employees in hazardous positions (except state police) Hired before Sept. 1, 20016View Plan Details
KentuckyKentucky County Employees Retirement System: Hazardous Members: Local police and firefighters Hired before Sept. 1, 200816View Plan Details
KentuckyKentucky State Police Retirement System: State Police Hired before Sept. 1, 200816View Plan Details
MichiganMunicipal Employees' Retirement System (MERS): General local government employees16View Plan Details
MichiganMunicipal Employees' Retirement System (MERS): General local government employees16View Plan Details
MichiganMunicipal Employees' Retirement System (MERS): Police and Fire16View Plan Details
MichiganMunicipal Employees' Retirement System (MERS): Police and Fire16View Plan Details
New YorkNew York State and Local Employees' Retirement System: General state government employees Hired on or after Jan. 1, 2010 and before April 1, 2012 (Tier 5)16View Plan Details
New YorkNew York State and Local Employees' Retirement System: General local government employees Hired on or after Jan. 1, 2010 and before April 1, 2012 (Tier 5)16View Plan Details
VirginiaState Police Officers' Retirement System (SPORS) - Plan 2: Police and Fire Hired after June 30, 201016View Plan Details
VirginiaVirginia Law Officers' Retirement System (VaLORS) - Plan 1: Police and Fire Hired before July 1, 2001 and vested on January 1, 201316View Plan Details
VirginiaVirginia Law Officers' Retirement System (VaLORS) - Plan 2: Police and Fire Hired after June 30, 2010 (VaLORS)16View Plan Details
VirginiaPolitical Subdivision Employees Eligible for Enhanced Hazardous Duty Coverage (VRS) - Plan 2: Police and Fire Hired after June 30, 2010 (VRS)16View Plan Details
WashingtonWashington State Patrol Retirement System (WSPRS) - Plan 2: State police Hired on or after January 1, 200316View Plan Details
AlaskaAlaska Public Employees' Retirement System: General state government employees Hired before July 1, 198617View Plan Details
AlaskaAlaska Public Employees' Retirement System: General local government employees Hired before July 1, 198617View Plan Details
AlaskaAlaska Public Employees' Retirement System: State police Hired before July 1, 198617View Plan Details
AlaskaAlaska Public Employees' Retirement System: Local police officers and firefighters Hired before July 1, 198617View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - Local Miscellaneous Members: General local government employees Hired on or after January 1, 201317View Plan Details
ConnecticutConnecticut State Employees Retirement System (SERS) - Tier III: General state government employees Hired on or after July 1, 201117View Plan Details
GeorgiaGeorgia Firefighters' Pension Fund: Local firefighters17View Plan Details
LousianaLouisiana Municipal Police Employees' Retirement System: Hazardous Duty Plan: Local police officers Hired on or after Jan. 1, 201317View Plan Details
MichiganMunicipal Employees' Retirement System (MERS): General local government employees17View Plan Details
MichiganMunicipal Employees' Retirement System (MERS): General local government employees17View Plan Details
MichiganMunicipal Employees' Retirement System (MERS): Police and Fire17View Plan Details
MichiganMunicipal Employees' Retirement System (MERS): Police and Fire17View Plan Details
MinnesotaMinnesota Public Employees Police and Fire Fund: Local police officers and firefighters Hired before July 1, 198917View Plan Details
MinnesotaMinnesota Public Employees Police and Fire Fund: Local police officers and firefighters Minnesota Public Employees Police and Fire Fund - Hired on or after July 1, 1989 and before July 1, 200717View Plan Details
MinnesotaMinnesota Public Employees Police and Fire Fund: Local police officers and firefighters Minnesota Public Employees Police and Fire Fund - Hired on or after July 1, 2007 and before July 1, 201017View Plan Details
MinnesotaMinnesota Public Employees Police and Fire Fund: Local police officers and firefighters Minnesota Public Employees Police and Fire Fund - Hired on or after July 1, 201017View Plan Details
MissouriMissouri Local Government Employees Retirement System (LAGERS): Option L12: Local government employees LAGERS (Option L12)17View Plan Details
OklahomaOklahoma Public Employees Retirement System (OPERS): General state government employees Hired before July 1, 199217View Plan Details
OklahomaOklahoma Public Employees Retirement System (OPERS): General state government employees Hired after June 30, 1992 and before November 1, 201117View Plan Details
OklahomaOklahoma Public Employees Retirement System (OPERS): General local government employees Hired before July 1, 199217View Plan Details
OklahomaOklahoma Public Employees Retirement System (OPERS): General local government employees Hired after June 30, 1992 and before November 1, 201117View Plan Details
VirginiaVirginia Law Officers' Retirement System (VaLORS) - Plan 2: Police and Fire Hired after June 30, 2010 (VaLORS)17View Plan Details
WashingtonLaw Enforcement Officers' and Firefighters' Retirement System (LEOFF) - Plan 2: Local police officers and firefighters Hired after September 30, 197717View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Miscellaneous Members Tier 1: General state government employees Hired on or after January 15, 2011 and before January 1, 2013 (CalPERS, Tier 1)18View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Contributory Plan for General Employees: General state government employees Hired before July 1, 198418View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Contributory Plan for General Employees: General local government employees Hired before July 1, 198418View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Contributory Plan for General Employees: Teachers Hired before July 1, 198418View Plan Details
IllinoisState Employees' Reirement System of Illinois: General state government employees Hired before Jan. 1, 2011 (Tier 1)18View Plan Details
IllinoisIllinois Municipal Retirement Fund: Sheriff's Law Enforcement Personnel Plan: Local sheriffs and deputies Hired on or after Jan. 1, 2011 (IMRF) (Tier 2)18View Plan Details
LouisianaLouisiana Firefighters Retirement System: Local firefighters18View Plan Details
MontanaFirefighters Unified Retirement System (FURS): Local firefighters Hired before July 1, 198118View Plan Details
New YorkNew York State Teachers' Retirement System: Teachers Hired on or after Jan. 1, 2010 and before April 1, 2012 (Tier 5)18View Plan Details
PennsylvaniaCommonwealth of Pennsylvania State Employees' Retirement System (SERS) - Class A: General state government employees Hired before July 1, 200118View Plan Details
PennsylvaniaCommonwealth of Pennsylvania State Employees' Retirement System (SERS) - Class AA: General state government employees Hired on or after July 1, 2001 and before January 1, 201118View Plan Details
PennsylvaniaCommonwealth of Pennsylvania State Employees' Retirement System (SERS) - Class A-4 (State Police) (Optional): Police and Fire Hired after June 30, 2012 (Class A-4)18View Plan Details
South CarolinaSouth Carolina Police Officers Retirement System: State and local police officers and firefighters Hired before July 1, 2012 (Class 2)18View Plan Details
South CarolinaSouth Carolina Police Officers Retirement System: State and local police officers and firefighters Hired on or after July 1, 2012 (Class 3)18View Plan Details
WyomingWyoming Public Employee Pension Plan: General state government employees Hired before Sept. 1, 201218View Plan Details
WyomingWyoming Public Employee Pension Plan: General local government employees Hired before Sept. 1, 201218View Plan Details
KansasKansas Public Employees Retirement System: Kansas Police and Fireman's Retirement System Tier 2: State and local police officers and firefighters Hired on or after July 1, 198919View Plan Details
MichiganMichigan State Police Retirement System - Pension Plus Plan (PPP): Police and Fire Hired after June 9, 201219View Plan Details
New HampshireNew Hampshire Retirement System: State and local police Hired before Jan. 1, 2002 (Police)19View Plan Details
New HampshireNew Hampshire Retirement System: State and local firefighters Hired before Jan. 1, 2002 (Fire)19View Plan Details
VermontVermont Municipal Employees' Retirement System (Group C): Local police and firefighters19View Plan Details
WisonsinWisconsin Retirement System (WRS): General state government employees Retired before January 1, 200019View Plan Details
WisonsinWisconsin Retirement System (WRS): General state government employees 20 YOS on January 1, 200019View Plan Details
WisonsinWisconsin Retirement System (WRS): Teachers Retired before January 1, 200019View Plan Details
WisonsinWisconsin Retirement System (WRS): Teachers 20 YOS on January 1, 200019View Plan Details
WisonsinWisconsin Retirement System (WRS): General local government employees Retired before January 1, 200019View Plan Details
WisonsinWisconsin Retirement System (WRS): General local government employees 20 YOS on January 1, 200019View Plan Details
WyomingWyoming Public Employee Pension Plan: Teachers Hired before Sept. 1, 201219View Plan Details
WyomingWyoming Law Enforcement Pension Plan: County sheriffs and deputies, municipal police officers19View Plan Details
AlaskaAlaska Teachers Retirement System: Teachers Hired on or after July 1, 1990 and before July 1, 200620View Plan Details
AlaskaAlaska Public Employees' Retirement System: State police Hired on or after July 1, 1986 and before July 1, 199620View Plan Details
AlaskaAlaska Public Employees' Retirement System: State police Hired on or after July 1, 1996 and before July 1, 200620View Plan Details
AlaskaAlaska Public Employees' Retirement System: Local police officers and firefighters Hired on or after July 1, 1986 and before July 1, 199620View Plan Details
AlaskaAlaska Public Employees' Retirement System: Local police officers and firefighters Hired on or after July 1, 1996 and before July 1, 200620View Plan Details
AlabamaEmployees' Retirement System (ERS) - Tier 2 (State Police): State police Hired on or after January 1, 201320View Plan Details
ArkansasArkansas Teacher Retirement System: Teachers20View Plan Details
ArizonaArizona Public Safety Personnel Retirement System: State and local police officers and firefighters Hired before Jan. 1, 201220View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): General state government employees Hired before July 1, 2005; vested on January 1, 201120View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): General state government employees Hired after June 30, 2005 and before January 1, 2007; vested on January 1, 201120View Plan Details
ColoradoPublic Employees' Retirement Association (PERA) - State Troopers: Police and Fire Eligible for a benefit on January 1, 201120View Plan Details
ColoradoPublic Employees' Retirement Association (PERA) - State Troopers: Police and Fire Not eligible for a benefit on January 1, 201120View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): General local government employees Hired before July 1, 2005; vested on January 1, 201120View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): General local government employees Hired after June 30, 2005 and before January 1, 2007; vested on January 1, 201120View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): Teachers Hired before July 1, 2005; vested on January 1, 201120View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): Teachers Hired after June 30, 2005 and before January 1, 2007; vested on January 1, 201120View Plan Details
ConnecticutConnecticut State Employees Retirement System (SERS) - Tier II Hazardous Duty: State Police Hired after July 1, 1984 and before July 1, 199720View Plan Details
ConnecticutConnecticut State Employees Retirement System (SERS) - Tier IIA Hazardous Duty: State Police Hired on or after July 1, 1997 and before July 1, 201120View Plan Details
ConnecticutConnecticut State Employees Retirement System (SERS) - Tier III Hazardous Duty: State Police Hired on or after July 1, 201120View Plan Details
District of ColumbiaDistrict of Columbia Police Officers' and Firefighters' Retirement Plan: Local police officers and firefighters Hired before Feb. 15, 1980 (Tier 1)20View Plan Details
DelawareDelaware New State Police Pension Plan: State police Hired on or after July 1, 198020View Plan Details
DelawareDelaware County and Municipal Police & Firefighters' Pension Plan: Local police and firefighters20View Plan Details
IowaIowa Public Employees Retirement System (IPERS): Sheriffs and Deputies: Police and Fire20View Plan Details
IllinoisState Employees' Reirement System of Illinois: State police and firefighters Hired before Jan. 1, 2011 (SRS) (Tier 1)20View Plan Details
IllinoisIllinois Municipal Retirement Fund: Sheriff's Law Enforcement Personnel Plan: Local sheriffs and deputies Hired before Jan. 1, 2011 (IMRF) (Tier 1)20View Plan Details
IndianaIndiana 1977 Police Officers' and Firefighters' Pension and Disabiilty Fund: Local Police and Firefighters20View Plan Details
KansasKansas Public Employees Retirement System: State Tier 1: General state government employees Hired before July 1, 200920View Plan Details
KansasKansas Public Employees Retirement System: School Tier 1: Teachers Hired before July 1, 200920View Plan Details
KansasKansas Public Employees Retirement System: Local Tier 1: General local government employees Hired before July 1, 200920View Plan Details
KansasKansas Public Employees Retirement System: Kansas Police and Fireman's Retirement System Tier 1: State and local police officers and firefighters Hired before July 1, 198920View Plan Details
LouisianaTeachers' Retirement System of Louisiana: Teachers Hired before July 1, 199920View Plan Details
LouisianaTeachers' Retirement System of Louisiana: Teachers Hired on or after Jan. 1, 201120View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: State Police State Police - Hired on or after July 1, 1996 and before April 1, 201220View Plan Details
MassachusettsMassachusetts Public Employee Retirement System: State Police State Police - Hired on or after April 1, 201220View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: State Police Hired before Sept. 16, 198420View Plan Details
MissouriMissouri Local Government Employees Retirement System (LAGERS): Option L7: Local government employees LAGERS (Option L7)20View Plan Details
MontanaMontana Highway Patrol Officer's Retirement System (HPORS): Highway patrol officers Hired before July 1, 199720View Plan Details
MontanaMontana Highway Patrol Officer's Retirement System (HPORS): Highway patrol officers Hired after June 30, 199720View Plan Details
North CarolinaTeachers' and State Employees' Retirement System (TSERS): Teachers Hired before August 1, 201120View Plan Details
North CarolinaTeachers' and State Employees' Retirement System (TSERS): Teachers Hired after July 31, 201120View Plan Details
North CarolinaTeachers' and State Employees' Retirement System (TSERS): General state government employees Hired before August 1, 201120View Plan Details
North CarolinaTeachers' and State Employees' Retirement System (TSERS): General state government employees Hired after July 31, 201120View Plan Details
North CarolinaLocal Governmental Employees' Retirement System (LGERS): General local government employees LGERS General local government employees20View Plan Details
North CarolinaFiremen's and Rescue Squad Workers' Pension Fund: Police and Fire Firemen's and Rescue Squad Workers' Pension Fund20View Plan Details
New JerseyNew Jersey Police and Firemen's Retirement System (PFRS): Local police officers and firefighters Hired on or before Jan. 18, 2000 (Tier 1)20View Plan Details
New JerseyNew Jersey State Police Retirement System: State Police Hired on or before Aug. 29, 1985 (Tier 1, State Police)20View Plan Details
New JerseyNew Jersey State Police Retirement System: State Police Hired after Aug. 29,1985 and on or before May 21, 2010 (Tier 1, State Police)20View Plan Details
New JerseyNew Jersey State Police Retirement System: State Police Hired after May 21, 2010 (Tier 2, State Police)20View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: Local police officers Municipal Police Plan 5: Hired before July 1, 201020View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: Local police officers Municipal Police Plan 5, Tier 1: Hired on or after July 1, 2010 and before July 1, 201320View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: Local firefighters Municipal Fire Plan 5, Tier 1: Hired before July 1, 201020View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: Local firefighters Municipal Fire Plan 5, Tier 1: Hired on or after July 1, 2010 and before July 1, 201320View Plan Details
NevadaNevada Public Employees' Retirement System: General state government employees Hired on or after July 1, 2001 and before Jan. 1, 201020View Plan Details
NevadaNevada Public Employees' Retirement System: General local government employees Hired on or after July 1, 2001 and before Jan. 1, 201020View Plan Details
NevadaNevada Public Employees' Retirement System: State and local police and firefighters Hired on or after July 1, 2001 and before Jan. 1, 201020View Plan Details
New YorkNew York State and Local Police and Fire Retirement System: State police Hired on or after April 1, 2012 (Tier 6)20View Plan Details
OklahomaLaw Enforcement Retirement System: State police20View Plan Details
OklahomaPolice Pension and Retirement Systems: Local police Police Pension and Retirement Systems20View Plan Details
OklahomaFirefighters Pension and Retirement System: Local firefighters Firefighters Pension and Retirement System20View Plan Details
Rhode IslandMunicipal Employees' Retirement System (MERS): Police and Fire Retired before July 1, 2012 (MERS)20View Plan Details
Rhode IslandState Police Retirement Benefits Trust (SPRBT): Police and Fire Retired before July 1, 2012 (SPRBT)20View Plan Details
TexasEmployees Retirement System of Texas: General state government employees Hired before Sept. 1, 200920View Plan Details
TexasLaw Enforcement and Custodial Officers Supplemental Retirement Fund: State law enforcement officers Hired on or after Sept. 1, 200920View Plan Details
TexasTeacher Retirement System of Texas: Teachers Tier 1: hired on or before Sept. 1, 1980, or hired on or before Sept. 1, 2005 and at least age 50 at that time or age + YOS = 70 that year20View Plan Details
UtahTier 1 Firefighters - Division A: Police and Fire Hired before July 1, 2011 (Fire - Division A)20View Plan Details
UtahTier 1 Firefighters - Division B: Police and Fire Hired before July 1, 2011 (Fire - Division B)20View Plan Details
UtahTier 1 Public Safety: Contributory - Division A: Police and Fire Hired before July 1, 1989 (Public Safety: Contributory - Division A)20View Plan Details
UtahTier 1 Public Safety: Contributory - Division B: Police and Fire Hired before July 1, 1989 (Public Safety: Contributory - Division B)20View Plan Details
West VirginiaPlan A: State Police Death, Disability, and Retirement Fund (PSDDRS): Police and Fire Hired before March 12, 199420View Plan Details
West VirginiaMunicipal Police Officers & Firefighters Retirement System (MPFRS): Police and Fire20View Plan Details
West VirginiaDeputy Sheriffs' (DSRS): Police and Fire20View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Contributory Plan for Police Officers, Firefighters, and certain Public Safety Officers: Police and Fire Hired before July 1, 201221View Plan Details
IdahoPublic Employee Retirement System of Idaho (PERSI): State and local police and firefighters21View Plan Details
LouisianaLouisiana Municipal Employees' Retirement System, Plan B: General local government employees Hired before July 1, 2006 (MERSLA, Plan B)21View Plan Details
LouisianaLouisiana Municipal Employees' Retirement System, Plan B: General local government employees Hired on or after July 1, 2006 and before Jan. 1, 2013 (MERSLA, Plan B)21View Plan Details
MontanaMontana Teacher's Retirement System (TRS): Teachers21View Plan Details
New HampshireNew Hampshire Retirement System: State and local police Hired on or after Jan. 1, 2002 and before Jan. 1, 2004 (Police)21View Plan Details
New HampshireNew Hampshire Retirement System: State and local police Hired on or after Jan. 1, 2004 and before Jan. 1, 2006 (Police)21View Plan Details
New HampshireNew Hampshire Retirement System: State and local firefighters Hired on or after Jan. 1, 2002 and before Jan. 1, 2004 (Fire)21View Plan Details
New HampshireNew Hampshire Retirement System: State and local firefighters Hired on or after Jan. 1, 2004 and before Jan. 1, 2006 (Fire)21View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: State police State Police and Adult Correctional Officers Plan 1: Hired before July 1, 201021View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: State police State Police and Adult Correctional Officers Plan 1, Tier 1: Hired on or after July 1, 2010 and bfore July 1, 201321View Plan Details
NevadaNevada Public Employees' Retirement System: Teachers Hired on or after July 1, 2001 and before Jan. 1, 201021View Plan Details
South DakotaSouth Dakota Retirement System (Class A): General state government employees Retired before July 1, 200821View Plan Details
South DakotaSouth Dakota Retirement System (Class A): Teachers Retired before July 1, 200821View Plan Details
South DakotaSouth Dakota Retirement System (Class A): General local government employees Retired before July 1, 200821View Plan Details
TexasEmployees Retirement System of Texas: General state government employees Hired on or after Sept. 1, 200921View Plan Details
TexasTeacher Retirement System of Texas: Teachers Tier 2: hired after Sept. 1, 1980 and on or before Sept. 1, 2007, and not in Tier 121View Plan Details
TexasTeacher Retirement System of Texas: Teachers Tier 3: hired after Sept. 1, 200721View Plan Details
VermontVermont Municipal Employees' Retirement System (Group A): Local police and firefighters21View Plan Details
WisonsinWisconsin Retirement System (WRS): General state government employees Hired after June 30, 201121View Plan Details
WisonsinWisconsin Retirement System (WRS): Teachers Hired after June 30, 201121View Plan Details
WisonsinWisconsin Retirement System (WRS): General local government employees Hired after June 30, 201121View Plan Details
West VirginiaPublic Employees Retirement System (PERS): General state government employees21View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): General state government employees Hired after December 31, 2006 and before January 1, 201122View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): General local government employees Hired after December 31, 2006 and before January 1, 201122View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): Teachers Hired after December 31, 2006 and before January 1, 201122View Plan Details
GeorgiaTeachers Retirement System of Georgia (TRS): Teachers22View Plan Details
IowaMuncipal Fire & Police Retirement System of Iowa (MFPRSI): Police and Fire22View Plan Details
MinnesotaMinnesota Teachers Retirement Association: Teachers Hired on or before June 30, 198922View Plan Details
MontanaPublic Employee's Retirement System (PERS): General state government employees Hired before July 1, 201122View Plan Details
MontanaPublic Employee's Retirement System (PERS): General local government employees Hired before July 1, 201122View Plan Details
NebraskaNebraska State Patrol Retirement System: Officers of the State Patrol22View Plan Details
New HampshireNew Hampshire Retirement System: State and local police Hired on or after Jan. 1, 2006 and before Jan. 1, 2008 (Police)22View Plan Details
New HampshireNew Hampshire Retirement System: State and local firefighters Hired on or after Jan. 1, 2006 and before Jan. 1, 2008 (Fire)22View Plan Details
New JerseyNew Jersey Police and Firemen's Retirement System (PFRS): Local police officers and firefighters Hired after Jan. 18, 2000 and on or before May 21, 2010 (Tier 1)22View Plan Details
New MexicoNew Mexico Educational Retirement Board: Teachers Hired before July 1, 201022View Plan Details
NevadaNevada Public Employees' Retirement System: State and local police and firefighters Hired on or after Jan. 1, 201022View Plan Details
Rhode IslandMunicipal Employees' Retirement System (MERS): General local government employees Retired before July 1, 201222View Plan Details
South DakotaSouth Dakota Retirement System (Class A): General state government employees Hired on or after July 1, 200822View Plan Details
South DakotaSouth Dakota Retirement System (Class A): Teachers Hired on or after July 1, 200822View Plan Details
South DakotaSouth Dakota Retirement System (Class A): General local government employees Hired on or after July 1, 200822View Plan Details
VermontVermont Municipal Employees' Retirement System (Group A): General local government employees22View Plan Details
VermontVermont Municipal Employees' Retirement System (Group B): Local police and firefighters22View Plan Details
WyomingWyoming Public Employee Pension Plan: Teachers Hired on or after Sept. 1, 201222View Plan Details
WyomingWyoming Public Employee Pension Plan: General state government employees Hired on or after Sept. 1, 201222View Plan Details
WyomingWyoming Public Employee Pension Plan: General local government employees Hired on or after Sept. 1, 201222View Plan Details
AlaskaAlaska Public Employees' Retirement System: General state government employees Hired on or after July 1, 1986 and before July 1, 199623View Plan Details
AlaskaAlaska Public Employees' Retirement System: General local government employees Hired on or after July 1, 1986 and before July 1, 199623View Plan Details
AlabamaEmployees' Retirement System (ERS) - Tier 1: Local police and fire Hired before January 1, 201323View Plan Details
ArizonaArizona State Retirement System: General state government employees Hired before Jan. 1, 198423View Plan Details
ArizonaArizona State Retirement System: General state government employees Hired on or after Jan. 1, 1984 and before July 1, 201123View Plan Details
ArizonaArizona State Retirement System: General local government employees Hired before Jan. 1, 198423View Plan Details
ArizonaArizona State Retirement System: General local government employees Hired on or after Jan. 1, 1984 and before July 1, 201123View Plan Details
ArizonaArizona State Retirement System: Teachers Hired before Jan. 1, 198423View Plan Details
ArizonaArizona State Retirement System: Teachers Hired on or after Jan. 1, 1984 and before July 1, 201123View Plan Details
CaliforniaCalifornia Public Employees' Retirement System (CalPERS) - State Miscellaneous Members Tier 1: General state government employees Hired on or after January 1, 2013 (CalPERS, Tier 1)23View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): General state government employees Hired after December 31, 201023View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): General local government employees Hired after December 31, 201023View Plan Details
ColoradoPublic Employees' Retirement Association (PERA): Teachers Hired after December 31, 201023View Plan Details
FloridaFlorida Retirement System Pension Plan: Regular Class: General state government employees Hired on or after July 1, 201123View Plan Details
FloridaFlorida Retirement System Pension Plan: Regular Class: General local government employees Hired on or after July 1, 201123View Plan Details
IowaIowa Public Employees Retirement System (IPERS): General state government employees Retired before July 1, 201223View Plan Details
IowaIowa Public Employees Retirement System (IPERS): General local government employees Retired before July 1, 201223View Plan Details
IowaIowa Public Employees Retirement System (IPERS): Teachers Retired before July 1, 201223View Plan Details
IdahoPublic Employee Retirement System of Idaho (PERSI): General state government employees23View Plan Details
IdahoPublic Employee Retirement System of Idaho (PERSI): General local government employees23View Plan Details
IdahoPublic Employee Retirement System of Idaho (PERSI): Teachers23View Plan Details
LouisianaLouisiana Parochial Employees' Retirement System: Plan A: General local government employees Hired before Jan. 1, 2007 (PERSLA, Plan A)23View Plan Details
North DakotaNorth Dakota Public Employees Retirement System: General state government employees23View Plan Details
North DakotaNorth Dakota Public Employees Retirement System: General local government employees23View Plan Details
New HampshireNew Hampshire Retirement System: State and local police Hired on or after Jan. 1, 2008 and before July 1, 2009 (Police)23View Plan Details
New HampshireNew Hampshire Retirement System: State and local police Hired on or after July 1, 2009 and before July 1, 2011 (Police)23View Plan Details
New HampshireNew Hampshire Retirement System: State and local firefighters Hired on or after Jan. 1, 2008 and before July 1, 2009 (Fire)23View Plan Details
New HampshireNew Hampshire Retirement System: State and local firefighters Hired on or after July 1, 2009 and before July 1, 2011 (Fire)23View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General state government employees State Plan 3, Tier 1: hired on or after July 1, 2010 and bfore July 1, 201323View Plan Details
PennsylvaniaPennsylvania Public School Employees' Retirement System (PSERS) - Class T-C: Teachers Hired before July 1, 200123View Plan Details
PennsylvaniaPennsylvania Public School Employees' Retirement System (PSERS) - Class T-D: Teachers Hired after June 30, 2001 and before July 1, 201123View Plan Details
VermontVermont Municipal Employees' Retirement System (Group B): General local government employees23View Plan Details
VermontVermont Municipal Employees' Retirement System (Group D): Local police and firefighters23View Plan Details
AlaskaAlaska Public Employees' Retirement System: General state government employees Hired on or after July 1, 1996 and before July 1, 200624View Plan Details
AlaskaAlaska Public Employees' Retirement System: General local government employees Hired on or after July 1, 1996 and before July 1, 200624View Plan Details
CaliforniaCalifornia State Teachers' Retirement System (CalSTRS): Teachers Hired before January 1, 201224View Plan Details
FloridaFlorida Retirement System Pension Plan: Regular Class: Teachers Hired on or after July 1, 201124View Plan Details
LouisianaLouisiana Municipal Employees' Retirement System, Plan A: General local government employees Hired before July 1, 2006 (MERSLA, Plan A)24View Plan Details
New HampshireNew Hampshire Retirement System: State and local police Hired on or after July 1, 2011 (Police)24View Plan Details
New HampshireNew Hampshire Retirement System: State and local firefighters Hired on or after July 1, 2011 (Fire)24View Plan Details
New MexicoNew Mexico Educational Retirement Board: Teachers Hired on or after July 1, 2010 and before July 1 , 201324View Plan Details
OklahomaOklahoma Public Employees Retirement System (OPERS): General state government employees Hired after October 31, 201124View Plan Details
OklahomaOklahoma Public Employees Retirement System (OPERS): General local government employees Hired after October 31, 201124View Plan Details
TennesseeTennessee Consolidated Retirement System: Teachers Hired on or after July 1, 197624View Plan Details
VermontState Teachers' Retirement System of Vermont: Teachers Hired before July 1, 198124View Plan Details
West VirginiaPublic Employees Retirement System (PERS): General local government employees24View Plan Details
AlabamaTeachers' Retirement System (TRS) - Tier 1: Teachers Hired before January 1, 201325View Plan Details
AlabamaEmployees' Retirement System (ERS) - Tier 1: General state government employees Hired before January 1, 201325View Plan Details
AlabamaEmployees' Retirement System (ERS) - Tier 1: General local government employees Hired before January 1, 201325View Plan Details
ArkansasArkansas Public Employees Retirement Plan: General state government employees Hired on or after July 1, 200525View Plan Details
ArkansasArkansas Public Employees Retirement Plan: General local government employees Hired on or after July 1, 200525View Plan Details
ArkansasArkansas Public Employees Retirement Plan: Certain state and local public safety workers Hired on or after July 1, 200525View Plan Details
ColoradoFire & Police Pension Association of Colorado: Police and Fire25View Plan Details
ConnecticutTeachers' Retirement Board: Teachers All25View Plan Details
District of ColumbiaDistrict of Columbia Police Officers' and Firefighters' Retirement Plan: Local police officers and firefighters Hired or or after Feb. 15, 1980 and before Nov. 10, 1996 (Tier 2)25View Plan Details
District of ColumbiaDistrict of Columbia Police Officers' and Firefighters' Retirement Plan: Local police officers and firefighters Hired on or after Nov. 10, 1996 (Tier 3)25View Plan Details
District of ColumbiaCivil Service Retirement System (CSRS): General local government employees Hired before Oct. 1, 198725View Plan Details
DelawareDelaware State Employees' Pension Plan: General state government employees Hired on or after Jan. 1, 201225View Plan Details
DelawareDelaware State Employees' Pension Plan: Teachers Hired on or after Jan. 1, 201225View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Hybrid Plan: General state government employees Hired on or after July 1, 2006 and before July 1, 201225View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Hybrid Plan: General local government employees Hired on or after July 1, 2006 and before July 1, 201225View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Hybrid Plan: Teachers Hired on or after July 1, 2006 and before July 1, 201225View Plan Details
KentuckyKentucky Employees Retirement System: Hazardous Members: State government employees in hazardous positions (except state police) Hired on or after Sept. 1, 200825View Plan Details
KentuckyKentucky County Employees Retirement System: Non-Hazardous Members: General county government employees Hired before Aug. 1, 200425View Plan Details
KentuckyKentucky County Employees Retirement System: Hazardous Members: Local police and firefighters Hired on or after Sept. 1, 2008 and before Jan. 1, 201425View Plan Details
KentuckyKentucky State Police Retirement System: State Police Hired on or after Sept. 1, 2008 and before Jan. 1, 201425View Plan Details
LouisianaLouisiana State Employees' Retirement System: General state government employees Hired before July 1, 200625View Plan Details
LouisianaLouisiana Municipal Employees' Retirement System, Plan A: General local government employees Hired on or after July 1, 2006 and before Jan. 1, 2013 (MERSLA, Plan A)25View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: Teachers Hired before July 1, 198325View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: General state government employees Hired before July 1, 198325View Plan Details
MaineMaine Public Employees Retirement System: Participating Local District Retirement Program: General local government employees Plan AC (chosen by local government), hired on or after Oct. 1, 199425View Plan Details
MaineMaine Public Employees Retirement System: Participating Local District Retirement Program: General local government employees Plan AN (chosen by local government), hired on or after Oct. 1, 199425View Plan Details
MaineMaine Public Employees Retirement System: Participating Local District Retirement Program: General local government employees Plan BC (chosen by local government), hired on or after Oct. 1, 199425View Plan Details
MaineMaine Public Employees Retirement System: Participating Local District Retirement Program: Local police officers and firefighters Plan #2C (chosen by local government)25View Plan Details
MaineMaine Public Employees Retirement System: Participating Local District Retirement Program: Local police officers and firefighters Plan #3 (chosen by local government)25View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: State Police Hired on or after Sept. 16, 198425View Plan Details
MichiganMichigan State Police Retirement System: Police and Fire Hired before June 10, 201225View Plan Details
MississippiMississippi Public Employees' Retirement System: General state government employees Hired before July 1, 200725View Plan Details
MississippiMississippi Public Employees' Retirement System: General state government employees Hired on or after July 1, 2007 but before July 1, 201125View Plan Details
MississippiMississippi Public Employees' Retirement System: General local government employees Hired before July 1, 200725View Plan Details
MississippiMississippi Public Employees' Retirement System: General local government employees Hired on or after July 1, 2007 but before July 1, 201125View Plan Details
MississippiMississippi Public Employees' Retirement System: Teachers Hired before July 1, 200725View Plan Details
MississippiMississippi Public Employees' Retirement System: Teachers Hired on or after July 1, 2007 but before July 1, 201125View Plan Details
MississippiMississippi Public Employees' Retirement System: Local police officer and firefighters Hired before July 1, 200725View Plan Details
MississippiMississippi Public Employees' Retirement System: Local police officer and firefighters Hired on or after July 1, 2007 but before July 1, 201125View Plan Details
New JerseyNew Jersey Teachers' Pension and Annuity Fund: Teachers Hired before July 1, 2007 (Tier 1)25View Plan Details
New JerseyNew Jersey Teachers' Pension and Annuity Fund: Teachers Hired on or after July 1, 2007 and before Nov. 2, 2008 (Tier 2)25View Plan Details
New JerseyNew Jersey Teachers' Pension and Annuity Fund: Teachers Hired on or after Nov. 2, 2008 and before May 22, 2010 (Tier 3)25View Plan Details
New JerseyNew Jersey Teachers' Pension and Annuity Fund: Teachers Hired on or after May 22, 2010 and before June 28, 2011 (Tier 4)25View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General state government employees Hired before July 1, 2007 (Tier 1)25View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General state government employees Hired on or after July 1, 2007 and before Nov. 2, 2008 (Tier 2)25View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General state government employees Hired on or after Nov. 2, 2008 and before May 22, 2010 (Tier 3)25View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General state government employees Hired on or after May 22, 2010 and before June 28, 2011 (Tier 4)25View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General local government employees Hired before July 1, 2007 (Tier 1)25View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General local government employees Hired on or after July 1, 2007 and before Nov. 2, 2008 (Tier 2)25View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General local government employees Hired on or after Nov. 2, 2008 and before May 22, 2010 (Tier 3)25View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General local government employees Hired on or after May 22, 2010 and before June 28, 2011 (Tier 4)25View Plan Details
New JerseyNew Jersey Police and Firemen's Retirement System (PFRS): Local police officers and firefighters Hired after May 21, 2010 and on or before June 28, 2011 (Tier 2)25View Plan Details
New JerseyNew Jersey Police and Firemen's Retirement System (PFRS): Local police officers and firefighters Hired after June 28, 2011 (Tier 3)25View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General state government employees State Plan 3: Hired before July 1, 201025View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General local government employees Municipal Plan 1: Hired before July 1, 201025View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General local government employees Municipal Plan 1, Tier 1: hired on or after July 1, 2010 and bfore July 1, 201325View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General local government employees Municipal Plan 2: Hired before July 1, 201025View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General local government employees Municipal Plan 2, Tier 1: Hired on or after July 1, 2010 and bfore July 1, 201325View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: State police State Police and Adult Correctional Officers Plan 1, Tier 2: Hired on or after July 1, 201325View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: Local police officers Municipal Police Plan 5, Tier 2: Hired on or after July 1, 201325View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: Local firefighters Municipal Fire Plan 5, Tier 2: Hired on or after July 1, 201325View Plan Details
OhioOhio Public Employees Retirement System: State and Local Law Enforcement OPERS - Retired by Jan. 7, 201325View Plan Details
OhioOhio Public Employees Retirement System: State and Local Law Enforcement OPERS - Eligible to retire by Jan. 7, 201825View Plan Details
OhioOhio Public Employees Retirement System: State and Local Law Enforcement OPERS - Eligible to retire between Jan. 7, 2018 and Jan. 7, 2023, or completed 20 years of service by Jan. 7, 201325View Plan Details
OhioOhio Police & Fire Pension Fund: Local police and fire Ohio Police and Fire Pension Fund - Hired on or before July 1, 201325View Plan Details
OhioOhio Police & Fire Pension Fund: Local police and fire Ohio Police and Fire Pension Fund - Hired after July 1, 201325View Plan Details
PennsylvaniaPennsylvania Public School Employees' Retirement System (PSERS) - Class T-E: Teachers Hired on or after July 1, 2011, Class T-E25View Plan Details
PennsylvaniaPennsylvania Public School Employees' Retirement System (PSERS) - Class T-F (Optional): Teachers Hired on or after July 1, 2011, Class T-F25View Plan Details
PennsylvaniaPennsylvania Municipal Retirement System (PMRS): General local government employees25View Plan Details
Rhode IslandState Police Retirement Benefits Trust (SPRBT): Police and Fire Hired after June 30, 2012 (SPRBT)25View Plan Details
VermontState Teachers' Retirement System of Vermont: Teachers Hired on or after July 1, 1981 and before July 1, 1985 (or at least age 57 on July 1, 2010)25View Plan Details
West VirginiaPlan B: West Viriginia State Police Retirement System (SPRS): Police and Fire Hired after March 12, 199425View Plan Details
North DakotaNorth Dakota Teachers' Fund for Retirement: Teachers Hired before July 1, 2008 and age 55 by July 1, 201326View Plan Details
NevadaNevada Public Employees' Retirement System: Teachers Hired on or after Jan. 1, 201026View Plan Details
NevadaNevada Public Employees' Retirement System: General state government employees Hired on or after Jan. 1, 201026View Plan Details
NevadaNevada Public Employees' Retirement System: General local government employees Hired on or after Jan. 1, 201026View Plan Details
OhioState Teachers Retirement System of Ohio: Teachers Retiring before Aug. 1, 201526View Plan Details
KentuckyKentucky Teachers' Retirement System: Teachers Hired on or after July 1, 1983 and before July 1, 200227View Plan Details
KentuckyKentucky Teachers' Retirement System: Teachers Hired on or after July 1, 2002 and before July 1, 200827View Plan Details
KentuckyKentucky Teachers' Retirement System: Teachers Hired on or after July 1, 200827View Plan Details
KentuckyKentucky Employees Retirement System: Non-Hazardous Members: General state government employees Hired before Sept. 1, 200827View Plan Details
KentuckyKentucky Employees Retirement System: Non-Hazardous Members: General state government employees Hired on or after Sept. 1, 2008 and before Jan. 1, 201427View Plan Details
KentuckyKentucky County Employees Retirement System: Non-Hazardous Members: General county government employees Hired on or after Aug. 1, 2004 and before Sept. 1, 200827View Plan Details
KentuckyKentucky County Employees Retirement System: Non-Hazardous Members: General county government employees Hired on or after Sept. 1, 2008 and before Jan. 1, 201427View Plan Details
LouisianaLouisiana State Employees' Retirement System: General state government employees Hired on or after July 1, 200627View Plan Details
LouisianaLouisiana Parochial Employees' Retirement System: Plan A: General local government employees Hired on or after Jan. 1, 2007 (PERSLA, Plan A)27View Plan Details
OhioOhio Public Employees Retirement System: State and Local Law Enforcement OPERS - Eligible to retire after Jan. 7, 2023 or hired after Dec. 31, 201227View Plan Details
VirginiaVirginia Retirement System (VRS) - Plan 2: General state government employees Hired after June 30, 201027View Plan Details
VirginiaVirginia Retirement System (VRS) - Plan 2: General local government employees Hired after June 30, 201027View Plan Details
VirginiaVirginia Retirement System (VRS) - Plan 2: Teachers Hired after June 30, 201027View Plan Details
ArizonaArizona State Retirement System: General state government employees Hired on or after July 1, 201128View Plan Details
ArizonaArizona State Retirement System: General local government employees Hired on or after July 1, 201128View Plan Details
ArizonaArizona State Retirement System: Teachers Hired on or after July 1, 201128View Plan Details
ArizonaArizona Public Safety Personnel Retirement System: State and local police officers and firefighters Hired on or after Jan. 1, 201228View Plan Details
IowaIowa Public Employees Retirement System (IPERS): General state government employees Hired after June 30, 201228View Plan Details
IowaIowa Public Employees Retirement System (IPERS): General local government employees Hired after June 30, 201228View Plan Details
IowaIowa Public Employees Retirement System (IPERS): Teachers Hired after June 30, 201228View Plan Details
IllinoisTeachers' Retirement System of the State of Illinois: Teachers Hired before Jan. 1, 2011 (Tier 1)28View Plan Details
LouisianaTeachers' Retirement System of Louisiana: Teachers Hired on or after July 1, 1999 and before Jan. 1, 201128View Plan Details
LouisianaLouisiana Municipal Employees' Retirement System, Plan A: General local government employees Hired on or after Jan. 1, 2013 (MERSLA, Plan A)28View Plan Details
LouisianaLouisiana Municipal Employees' Retirement System, Plan B: General local government employees Hired on or after Jan. 1, 2013 (MERSLA, Plan B)28View Plan Details
MissouriMissouri Dept of Transportation and Highway Patrol Employees' Retirement System (Year 2000 Plan): State Police State Police - Hired on or after July 1, 2000 and before Jan. 1, 201128View Plan Details
MissouriPublic School Retirement System of Missouri: Teachers Retire on or before July 1, 201328View Plan Details
MissouriPublic School Retirement System of Missouri: Teachers Retire after July 1, 201328View Plan Details
New HampshireNew Hampshire Retirement System: General state government employees Hired before Jan. 1, 200228View Plan Details
New HampshireNew Hampshire Retirement System: Teachers Hired before Jan. 1, 200228View Plan Details
New HampshireNew Hampshire Retirement System: General local government employees Hired before Jan. 1, 200228View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General state government employees State Plan 3, Tier 2: hired on or after July 1, 201328View Plan Details
OklahomaOklahoma Teachers Retirement System (TRS) - Low Base: Teachers Hired after June 30, 1979 and before July 1, 199228View Plan Details
OklahomaOklahoma Teachers Retirement System (TRS) - High Base: Teachers Hired after June 30, 1979 and before July 1, 199228View Plan Details
PennsylvaniaCommonwealth of Pennsylvania State Employees' Retirement System (SERS) - Class A-3: General state government employees Hired on or after January 1, 2011 (Class A-3)28View Plan Details
Rhode IslandEmployees' Retirement System of Rhode Island (ERSRI) - Schedule A: General state government employees Vested on July 1, 2005 and eligible to retire on September 30, 200928View Plan Details
South CarolinaSouth Carolina Retirement System: General state government employees Hired before July 1, 2012 (Class 2)28View Plan Details
South CarolinaSouth Carolina Retirement System: General local government employees Hired before July 1, 2012 (Class 2)28View Plan Details
South CarolinaSouth Carolina Retirement System: Teachers Hired before July 1, 2012 (Class 2)28View Plan Details
VermontVermont State Employees' Retirement System: General state government employees Hired on or after July 1, 2008 (Group F)28View Plan Details
VermontState Teachers' Retirement System of Vermont: Teachers Hired on or after July 1, 1985 (and younger than age 57 on July 1, 2010)28View Plan Details
WashingtonPublic Employees' Retirement System (PERS) - Plan 2: General state government employees Hired after September 30, 1977 and before March 1, 200228View Plan Details
WashingtonPublic Employees' Retirement System (PERS) - Plan 2: General local government employees Hired after September 30, 1977 and before September 1, 200228View Plan Details
WashingtonWashington Teachers' Retirement System (TRS) - Plan 2: Teachers Hired after September 30, 1977 and before July 1, 199628View Plan Details
AlabamaTeachers' Retirement System (TRS) - Tier 2: Teachers Hired on or after January 1, 201329View Plan Details
AlabamaEmployees' Retirement System (ERS) - Tier 2: General state government employees Hired on or after January 1, 201329View Plan Details
AlabamaEmployees' Retirement System (ERS) - Tier 2: General local government employees Hired on or after January 1, 201329View Plan Details
District of ColumbiaDistrict of Columbia Teachers' Retirement Plan: Teachers Hired before Nov. 1, 199629View Plan Details
IllinoisIllinois Municipal Retirement Fund: General local government employees Hired on or after Jan. 1, 2011 (Tier 2)29View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: Teachers Hired on or after July 1, 1983 and before Oct. 1, 198929View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: Teachers Hired on or after Oct. 1, 1994 and before July 1, 200629View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: General state government employees Hired on or after July 1, 1983 and before Oct. 1, 198929View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: General state government employees Hired on or after Oct. 1, 1994 and before July 1, 200629View Plan Details
MinnesotaMinnesota General Employees Retirement Fund (Coordinated Plan): General local government employees Hired before July 1, 198929View Plan Details
North DakotaNorth Dakota Teachers' Fund for Retirement: Teachers Hired before July 1, 2008 and younger than 55 on July 1, 201329View Plan Details
NebraskaNebraska School Employees' Retirement System: Teachers29View Plan Details
New HampshireNew Hampshire Retirement System: General state government employees Hired on or after Jan. 1, 2002 and before July 1, 200929View Plan Details
New HampshireNew Hampshire Retirement System: General state government employees Hired on or after July 1, 2009 and before July 1, 201129View Plan Details
New HampshireNew Hampshire Retirement System: Teachers Hired on or after Jan. 1, 2002 and before July 1, 200929View Plan Details
New HampshireNew Hampshire Retirement System: Teachers Hired on or after July 1, 2009 and before July 1, 201129View Plan Details
New HampshireNew Hampshire Retirement System: General local government employees Hired on or after Jan. 1, 2002 and before July 1, 200929View Plan Details
New HampshireNew Hampshire Retirement System: General local government employees Hired on or after July 1, 2009 and before July 1, 201129View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General local government employees Municipal Plan 2, Tier 2: Hired on or after July 1, 201329View Plan Details
District of ColumbiaDistrict of Columbia Teachers' Retirement Plan: Teachers Hired on or after Nov. 1, 199630View Plan Details
KansasKansas Public Employees Retirement System: State Tier 2: General state government employees Hired on or after July 1, 2009 and before Jan. 1, 201530View Plan Details
KansasKansas Public Employees Retirement System: School Tier 2: Teachers Hired on or after July 1, 200930View Plan Details
KansasKansas Public Employees Retirement System: Local Tier 2: General local government employees Hired on or after July 1, 200930View Plan Details
MarylandMaryland State Retirement and Pension System: Employees' Retirement System: General state government employees Hired between Jan. 1, 1980 and July 30, 201130View Plan Details
MarylandMaryland State Retirement and Pension System: Employees' Retirement System: General local government employees Hired between Jan. 1, 1980 and July 30, 201130View Plan Details
MarylandMaryland State Retirement and Pension System: Teachers' Pension System: Teachers Hired between Jan. 1, 1980 and July 30, 201130View Plan Details
MissouriMissouri Dept of Transportation and Highway Patrol Employees' Retirement System (Year 2000 Plan, 2011 Tier): State Police State Police - Hired on or after Jan. 1, 201130View Plan Details
MississippiMississippi Public Employees' Retirement System: General state government employees Hired on or after July 1, 201130View Plan Details
MississippiMississippi Public Employees' Retirement System: General local government employees Hired on or after July 1, 201130View Plan Details
MississippiMississippi Public Employees' Retirement System: Teachers Hired on or after July 1, 201130View Plan Details
MississippiMississippi Public Employees' Retirement System: Local police officer and firefighters Hired on or after July 1, 201130View Plan Details
North DakotaNorth Dakota Teachers' Fund for Retirement: Teachers Hired on or after July 1, 2008 and retire after July 1, 201330View Plan Details
New JerseyNew Jersey Teachers' Pension and Annuity Fund: Teachers Hired on or after June 28, 2011 (Tier 5)30View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General state government employees Hired on or after June 28, 2011 (Tier 5)30View Plan Details
New JerseyNew Jersey Public Employees' Retirement System (PERS): General local government employees Hired on or after June 28, 2011 (Tier 5)30View Plan Details
New MexicoNew Mexico Educational Retirement Board: Teachers Hired on or after July 1 , 201330View Plan Details
New MexicoNew Mexico Public Employees Retirement Fund: General local government employees Municipal Plan 1, Tier 2: hired on or after July 1, 201330View Plan Details
OhioOhio Public Employees Retirement System: General state government employees Retired by Jan. 7, 201330View Plan Details
OhioOhio Public Employees Retirement System: General state government employees Eligible to retire by Jan. 7, 201830View Plan Details
OhioOhio Public Employees Retirement System: General local government employees Retired by Jan. 7, 201330View Plan Details
OhioOhio Public Employees Retirement System: General local government employees Eligible to retire by Jan. 7, 201830View Plan Details
OklahomaOklahoma Teachers Retirement System (TRS) - Low Base: Teachers Hired after June 30, 1995 and before November 1, 201130View Plan Details
OklahomaOklahoma Teachers Retirement System (TRS) - Low Base: Teachers Hired on ot after November 1, 201130View Plan Details
UtahTier 1 Contributory: General state government employees Hired before July 1, 197530View Plan Details
UtahTier 1 Contributory: General state government employees Hired after June 30, 1975 and before July 1, 198630View Plan Details
UtahTier 1 Contributory: Teachers Hired before July 1, 197530View Plan Details
UtahTier 1 Contributory: Teachers Hired after June 30, 1975 and before July 1, 198630View Plan Details
UtahTier 1 Contributory: General local government employees Hired before July 1, 197530View Plan Details
UtahTier 1 Contributory: General local government employees Hired after June 30, 1975 and before July 1, 198630View Plan Details
VermontVermont State Employees' Retirement System: General state government employees Hired before June 30, 1981 (Group A)30View Plan Details
VermontVermont State Employees' Retirement System: General state government employees Hired on or after January 1, 1991 and before July 1, 2008 (Group F)30View Plan Details
VermontVermont State Employees' Retirement System: General state government employees Hired after June 30, 1981 and before January 1, 1991 (Group F)30View Plan Details
West VirginiaTeachers' Retirement System (TRS): Teachers30View Plan Details
AlabamaEmployees' Retirement System (ERS) - Tier 2: Local police and fire Hired on or after January 1, 201331View Plan Details
OhioOhio Public Employees Retirement System: General state government employees Eligible to retire between Jan. 7, 2018 and Jan. 7, 2023, or completed 20 years of service by Jan. 7, 201331View Plan Details
OhioOhio Public Employees Retirement System: General local government employees Eligible to retire between Jan. 7, 2018 and Jan. 7, 2023, or completed 20 years of service by Jan. 7, 201331View Plan Details
OhioState Teachers Retirement System of Ohio: Teachers Retiring on or after Aug. 1, 2015 and before Aug. 1, 201731View Plan Details
PennsylvaniaCommonwealth of Pennsylvania State Employees' Retirement System (SERS) - Class A-4 (Optional): General state government employees Hired on or after January 1, 2011 (Class A-4)31View Plan Details
South CarolinaSouth Carolina Retirement System: General state government employees Hired on or after July 1, 2012 (Class 3)31View Plan Details
South CarolinaSouth Carolina Retirement System: General local government employees Hired on or after July 1, 2012 (Class 3)31View Plan Details
South CarolinaSouth Carolina Retirement System: Teachers Hired on or after July 1, 2012 (Class 3)31View Plan Details
CaliforniaCalifornia State Teachers' Retirement System (CalSTRS): Teachers Hired on or after January 1, 201332View Plan Details
MissouriMissouri State Employees Retirement System: MSEP 2011: General state government employees Hired on or after Jan. 1, 201132View Plan Details
New HampshireNew Hampshire Retirement System: General state government employees Hired on or after July 1, 201132View Plan Details
New HampshireNew Hampshire Retirement System: Teachers Hired on or after July 1, 201132View Plan Details
New HampshireNew Hampshire Retirement System: General local government employees Hired on or after July 1, 201132View Plan Details
OhioOhio Public Employees Retirement System: General state government employees Eligible to retire after Jan. 7, 2023 or hired after Dec. 31, 201232View Plan Details
OhioOhio Public Employees Retirement System: General local government employees Eligible to retire after Jan. 7, 2023 or hired after Dec. 31, 201232View Plan Details
IllinoisState Employees' Reirement System of Illinois: General state government employees Hired on or after Jan. 1, 2011 (Tier 2)33View Plan Details
MarylandMaryland State Retirement and Pension System: Employees' Retirement System: General state government employees Hired on or after July 1, 201133View Plan Details
MarylandMaryland State Retirement and Pension System: Employees' Retirement System: General local government employees Hired on or after July 1, 201133View Plan Details
MarylandMaryland State Retirement and Pension System: Teachers' Pension System: Teachers Hired on or after July 1, 201133View Plan Details
OhioState Teachers Retirement System of Ohio: Teachers Retiring on or after Aug. 1, 2019 and before Aug. 1, 202133View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: Teachers Hired on or after July 1, 200634View Plan Details
MaineMaine Public Employees Retirement System: State and Teacher's Retirement Program: General state government employees Hired on or after July 1, 200634View Plan Details
MinnesotaMinnesota Teachers Retirement Association: Teachers Hired after June 30, 198934View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Hybrid Plan: General state government employees Hired on or after July 1, 201235View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Hybrid Plan: General local government employees Hired on or after July 1, 201235View Plan Details
HawaiiEmployees' Retirement System of the State of Hawaii (ERS) - Hybrid Plan: Teachers Hired on or after July 1, 201235View Plan Details
MassachusettsMassachusetts Teachers' Retirement System: Teachers Hired on or after July 1, 2001 and before April 1, 201235View Plan Details
MinnesotaMinnesota General Employees Retirement Fund (Coordinated Plan): General local government employees Hired on or after July 1, 1989 and before July 1, 201035View Plan Details
MinnesotaMinnesota General Employees Retirement Fund (Coordinated Plan): General local government employees Hired on or after July 1, 201035View Plan Details
OhioState Teachers Retirement System of Ohio: Teachers Retiring on or after Aug. 1, 202635View Plan Details
MontanaPublic Employee's Retirement System (PERS): General state government employees Hired on or after July 1, 201136View Plan Details
MontanaPublic Employee's Retirement System (PERS): General local government employees Hired on or after July 1, 201136View Plan Details
Rhode IslandEmployees' Retirement System of Rhode Island (ERSRI) - Schedule B2: General state government employees Hired after September 30, 2009 and before July 1, 201236View Plan Details
Rhode IslandEmployees' Retirement System of Rhode Island (ERSRI) - Schedule B2: Teachers Hired after September 30, 2009 and before July 1, 201237View Plan Details

Source: Urban Institute, Program on Retirement Policy
For additional details on individual pension systems, see the Urban Institute’s new State and Local Employee Pension Plan database.
Mike Maciag is Data Editor for GOVERNING.
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