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Girard Miller

Girard Miller

Contributor

Girard Miller retired in January 2026 as Governing’s finance columnist, having contribued some 200 biweekly columns after five years of monthly commentary for his “Benefits Beat” series. He expects to continue submitting occasional guest commentaries.

Miller was formerly an investment and public finance professional, and the author of numerous professional publications including the 2019 book “Enlightened Public Finance.” His professional career spanned 45 years of leadership in public finance and investments, which included the presidency of two national mutual funds. He has sponsored collegiate scholarships in his field for 25 years. Now residing in southern California, he can be contacted through LinkedIn.

Inflation-indexed bonds are good for retirement plans as well as the U.S. dollar.
Could Medicare reform play a role in health care cost reduction in a way that actually benefits governments?
Co-ops could change the economics of the industry.
It's time to revisit and rebalance investment allocations.
The next-gen target-date funds for 457 plans have lower fees and consistent returns.
Regulate, don't prohibit, qualified organizations.
Congress can't repeal the laws of supply and demand.
Rules should also govern 457 and 403b plans.
It's time to restore balance to the funding of pension plans.
Local pension costs may triple in New York State, meaning costs will outrun revenues, even when the recession ends.