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Girard Miller

Girard Miller

Contributor

Girard Miller retired in January 2026 as Governing’s finance columnist, having contribued some 200 biweekly columns after five years of monthly commentary for his “Benefits Beat” series. He expects to continue submitting occasional guest commentaries.

Miller was formerly an investment and public finance professional, and the author of numerous professional publications including the 2019 book “Enlightened Public Finance.” His professional career spanned 45 years of leadership in public finance and investments, which included the presidency of two national mutual funds. He has sponsored collegiate scholarships in his field for 25 years. Now residing in southern California, he can be contacted through LinkedIn.

There really is no place in the pension boardroom for mercenaries.
The "B" word shows up in earnings and news reports.
How the Golden State "borrows" money from taxpayers -- interest free.
In the wake of a scandal, a ballot initiative to reform the state's pension system gains new fuel.
Realistic income-replacement ratios in the 'new normal' economy
States could get clobbered with new costs.
Resentment is building among younger workers, and Boomer unionists face a backlash.
Inflation, rising interest rates and company defaults are among the perils.
Bill baby boomers for their retirement costs -- before they get away.
Is your attitude toward risk penny-wise and pound foolish?