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Girard Miller

Girard Miller

Finance Columnist

Girard Miller is the finance columnist for Governing. He is a retired investment and public finance professional and the author of “Enlightened Public Finance” (2019). Miller brings 30 years of experience in public finance and investments as a former Governmental Accounting Standards Board member and ICMA Retirement Corp. president.

Miller writes Governing's bi-weekly newsletter on public finance, which you can sign up for here.

He can be reached at millergirard@yahoo.com. 

In the wake of a scandal, a ballot initiative to reform the state's pension system gains new fuel.
Realistic income-replacement ratios in the 'new normal' economy
States could get clobbered with new costs.
Resentment is building among younger workers, and Boomer unionists face a backlash.
Inflation, rising interest rates and company defaults are among the perils.
Bill baby boomers for their retirement costs -- before they get away.
Is your attitude toward risk penny-wise and pound foolish?
Inflation-indexed bonds are good for retirement plans as well as the U.S. dollar.
Could Medicare reform play a role in health care cost reduction in a way that actually benefits governments?
Co-ops could change the economics of the industry.