Housing Affordability Burden For U.S. Cities

By general rule-of-thumb, housing costs should not exceed 30 percent of a household's total income.

But in many cities across the country, families spend a sizable share of income on rent, mortgage payment, utilities and other housing-related expenses. As housing costs climb in some areas, wages have failed to keep pace.

The following table shows, for cities with at least 100,000 residents, median gross rents as a percentage of household income and the share of rental households where rent and utility costs exceed the 30-percent of income standard:

Source: U.S. Census Bureau: 2010-2012 American Communities Survey Estimates

Housing Costs, Income Data by City

Select a city below to display detailed rent and home ownership costs for cities with 2012 estimated populations exceeding 100,000. Monthly gross rent costs include contract rent and utility expenses. Homeowner costs take into account mortgages, home equity loans, real estate taxes, homeowners insurance, condo fees, mobile home costs and utilities.

Source: U.S. Census Bureau: 2010-2012 American Communities Survey
Related Readings

Renters across the country are struggling as their incomes fail to keep up with escalating housing costs.

Los Angeles Mayor Eric Garcetti, left, touring the construction site of a new subway stop.

A recent survey shows most people think state and local governments aren't doing enough to ensure a sufficient supply of affordable housing. Several cities are trying to help.

According to a new report, the share of households that spend more than half of their income on housing slightly declined last year – but the trend could be short-lived. View data for every state.