What to Expect From Obamacare Enrollment, Year 3

When consumers turn on their laptops and tablets Monday morning, they should be able to check premiums for 2016 under President Barack Obama's health care law.

 

Rates are going up in many parts of the country as a new sign-up season starts Nov. 1. But people have options if they shop around, and an upgraded government website will help them compare costs and benefits.

 

HealthCare.gov and state-run insurance markets are entering their third year, offering taxpayer-subsidized private coverage. That's helped cut the share of Americans who are uninsured to about 9 percent, a historical low. Still, the many moving parts of the Affordable Care Act don't always click smoothly, and people are divided about the law.

 

A look at what's new for 2016