The Insurance Bazaar

A nationwide survey of states by the nonprofit Consumer Federation of America found that only the District of Columbia lacked a Web site listing auto...
by | June 6, 2007

A nationwide survey of states by the nonprofit Consumer Federation of America found that only the District of Columbia lacked a Web site listing auto and home insurance rates for consumers. But the organization's director also says none of the state Web sites are as comprehensive as Delaware's. The state's recently launched interactive site lets residents compare sample auto and homeowner insurance rates from more than 50 companies each--virtually every company licensed to write policies in the state. Consumers can shop using 388 different hypothetical profiles; the quotes are based on these sample profiles, not personalized ones. But, unlike other sites, consumers can use the site to send a request to the companies they are interested in for a personalized quote. Most state web sites only list the top insurance carriers in their state, with five to 10 hypothetical situations. Delaware users are asked a series of questions including age, ZIP code, type of car or house, and desired insurance coverage. The Web site also lists each insurer's financial ratings. The Department of Insurance, which oversees the site, plans to add more types of insurance in the future. To learn more, visit compare.delawareinsurance.gov.